Online Services

Announcements

  • Holiday Closing
    Presidents' Day
    February 20, 2012
  • 2012 Annual Meeting
    Join us to celebrate 60 years on Tuesday, March 13, 2012 at the Methodist Conference Center. Click here for details.
  • 2012 College Scholarships
    Calling all high school seniors! We have scholarships available and the applications are due late March. Click here for details.

Privacy Policy

FACTS  WHAT DOES Virginia United Methodist Credit Union, Inc. (VUMCU) DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Account number
  • Name and Address and Credit Card or other Debt
  • Credit History
How? All financial companies need to share member's    personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information; the reasons Virginia United Methodist Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does VUMCU share?  Can you limit this sharing?
 For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 YES  NO
For our marketing purposes—
to offer our products and services to you		 YES  YES
For joint marketing with other financial companies NO WE DON'T SHARE
For our affiliates’ everyday business purposes—
information about your transactions and experiences		 NO WE DON'T SHARE
For our affiliates’ everyday business purposes—
information about your creditworthiness		 NO WE DON'T SHARE
For our affiliates to market to you NO WE DON'T SHARE 
For nonaffiliates to market to you  YES

YES 
To limit our sharing

Please note:
If you are a new customer, we can begin sharing your information    1    days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.
Questions? Call 866-657-0004 or go to www.vumcu.org
Who we are
Who is providing this notice?  Virginia United Methodist Credit Union, Inc.
What we do
How does VUMCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does VUMCU collect my personal information? We collect your personal information, for example, when you
  • open an account or apply for a loan
  • make a wire transfer or make a payment
  • show your government-issued ID
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Sharing is limited to a member number only. The joint account holder's choice will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  •  None
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • CUNA Mutual Insurance, Member Business Solutions, Member Select Mortgage
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • None
Other Important Information
None